Gate.io Funding Calculator
What a BTC_USDT perpetual costs to hold on Gate.io, per interval and per year.
Funding is the rent on a perpetual position, and it is charged whether the trade is working or not. This page uses Gate.io's settlement interval and published rate cap for BTC_USDT, so the annualised figure reflects how Gate.io actually settles rather than a generic three-a-day assumption.
How it works
Gate.io settles funding every 8 hours — 3 times a day, or 1095 times a year. Funding is exchanged between traders, not paid to the venue: when the rate is positive longs pay shorts, and when it is negative the flow reverses.
The annualised number is the one worth looking at before opening a carry. A rate that looks negligible per settlement compounds into a serious drag: 0.01% three times a day is about 11% a year, and rates of ten times that are ordinary during a squeeze.
Sources — Gate.io documentation
Every rate and formula on this page is taken from Gate.io's own documentation for BTC_USDT and was last checked on 2026-07-22. Exchanges revise these tables without notice.
Independent tool, not affiliated with or endorsed by Gate.io. Confirm against your position's own margin details before trading.
Settlement intervals across exchanges
The same 0.01 % rate on a 10,000 position, priced under each venue's schedule.
| Exchange | Interval | Per day | Annualised |
|---|---|---|---|
| Binance | 8h | 3.00 | 10.95 % |
| Bybit | 8h | 3.00 | 10.95 % |
| OKX | 8h | 3.00 | 10.95 % |
| Gate.io | 8h | 3.00 | 10.95 % |
The same calculation on other exchanges
Margin ladders differ enough to move the liquidation price on identical inputs.
Or use the generic calculator with your own maintenance rate →Funding on Gate.io
Gate.io settles perpetual funding at fixed intervals, with the rate derived from the premium of the contract over its index. The mechanism is conventional; what deserves attention here is the interaction with Gate's dynamic risk limit, because a position whose margin is being drained by funding is a position whose safety margin was set on an assumption that is quietly expiring.
Funding erodes margin, and margin is what your tier assumed
On Gate the leverage you pick selects the risk-limit tier, and the tier sets the maintenance rate. Funding comes out of the position's margin, so an adverse carry slowly reduces the buffer the tier was chosen against.
The liquidation price does not move because the tier changed — it moves because there is less margin behind the same position. Neither is announced, and the direction is the same either way.
Contracts, not coins, again
Gate quotes perpetual size in contracts, and for BTC_USDT one contract is a small fraction of a coin. Funding is charged on the notional those contracts represent, so a size entered as a contract count rather than in the base asset overstates the cost by orders of magnitude.
Enter position value directly and the arithmetic is unambiguous — the same discipline that makes the round-trip fee comparable across venues.
FAQ
How often does Gate.io settle funding?
Every eight hours on the major perpetuals. The interval is a per-contract property, so a thinner pair may differ; the schedule shown is the one published for this symbol.
Does Gate.io take a share of funding?
No. Like every major venue, Gate transfers funding between long and short holders and keeps none of it. The venue earns on trading fees, which is a separate cost worth pricing separately.
Should funding change my position size?
If you intend to hold across several settlements, yes. Annualise the current rate, subtract it from the expected return, and if what remains no longer justifies the risk then the trade was priced on the entry alone rather than on the cost of holding it.